Expanded Bridging Product Guide – Even More Flexible Solutions for Brokers

We’re pleased to share the latest enhancements to our Greenfield Bridging product guide, designed with intermediaries in mind.

THIS INFORMATION IS FOR THE USE OF MORTGAGE INTERMEDIARIES AND OTHER PROFESSIONALS ONLY

We’re pleased to share the latest enhancements to our Greenfield Bridging product guide, designed with intermediaries in mind. At Greenfield, we continually refine our offering to reflect the evolving needs of clients and brokers alike — and this update brings even more versatility to your toolkit.

What’s New?

1. Longer Terms for More Flexibility

  • Residential Unregulated (1st Charge): We will consider up to 24 months, 75% LTV allowing your clients more breathing room. Pricing from just 0.69% p/m.

  • Semi-Commercial & Commercial: Terms available extended to 36 months, providing extra time for exit strategies or property stabilisation.

2. NEW: 1st Plus 2nd Charge Product

  • We’ve introduced a combined 1st & 2nd charge solution, offering up to 70% LTV, with pricing from just 0.79% p/m. Ideal for clients leveraging additional equity.

These improvements are designed to support more complex cases and exit strategies without compromising on speed or clarity.

Why Brokers Work with Us

We’ve retained all the qualities brokers already love:

  • Fast, clear decision-making with direct access to dedicated Relationship Managers.

  • Generous proc fees – up to 1.5% depending on the product.

  • Same-day terms and fast completions, where required.

  • No exit fees on most products.

  • Refurbishment-friendly – we support light to heavy refurb with clear interest-loading guides.

  • Real-world underwriting – our team looks at the overall strength of the deal, not just the numbers.

And let’s not forget – our loans support a wide range of client needs, from auction purchases and chain breaks to leasehold extensions, self-builds, and development exits

Key Product Highlights at a Glance

Product Type Max LTV Max Term Rates From Proc Fee Exit Fee
Residential 1st Charge (Unreg) 75% 24 months 0.69% p/m 1.5% 0%
Semi-Commercial / Commercial 70% 36 months 0.89% p/m 1.5% 0 – 1
Residential 1st + 2nd Charge 70% 24 months 0.79% p/m 1.0% 0%

Got a quirky case? Let’s chat.

Our flexible approach means we welcome:

  • Refinance from another bridging provider

  • Re-bridges

  • Unmortgageable properties

  • Clients with light adverse, where LTV is low

  • Auction and time-sensitive deals

Click here to view the current Greenfield Bridging Product Guide — V24, which supersedes the V23 guide this article was written about.

If you’d like to discuss a specific scenario or get terms issued quickly, get in touch with your Greenfield Relationship Manager today.

THIS INFORMATION IS FOR THE USE OF MORTGAGE INTERMEDIARIES AND OTHER PROFESSIONALS ONLY