Greenfield Bridging Launches New Product Guide with Reduced Rates

We are pleased to announce the launch of our latest Greenfield Bridging Product Guide (V24), introducing rate reductions of up to 0.04% per month across a number of key products. This update reflects our continued commitment to supporting mortgage intermediaries with competitive pricing, fast decisions and a pragmatic underwriting approach.

The full product guide is available to download via our Intermediaries page at https://greenfieldbridging.com/intermediaries/

The refreshed guide includes improved pricing across Residential Regulated 1st Charge, Residential Unregulated 1st Charge, Residential 1st plus 2nd Charge and selected Semi-Commercial and Commercial tiers. Residential Regulated 1st Charge rates now start from just 0.65% per month, with stepped pricing based on LTV.

These reductions strengthen our position in the lower and mid-LTV space while maintaining the speed and certainty brokers expect from Greenfield Bridging.

Our core lending proposition remains consistent. Residential 1st Charge products offer up to 75% LTV, rates from 0.65% p/m, a 2% arrangement fee, 1.5% procuration fee and terms up to 24 months (12 months regulated), with loan sizes from £75,000 up to £3 million (£1 million per security).

Residential 1st plus 2nd Charge products are available up to 70% LTV with rates from 0.75% p/m and terms up to 12 months. Semi-Commercial and Commercial lending is available up to 70% LTV with rates from 0.85% p/m and terms up to 36 months, with a 1% procuration fee.

Greenfield Bridging continues to support a broad range of scenarios including chain breaks, auction purchases, property refurbishments, development exits, leasehold extensions, re-bridging existing facilities, unmortgageable properties and business uses. Where cases fall outside standard criteria, our team will review each proposal on its individual merits.

We lend across England and Wales to sole traders, partnerships and UK limited companies. LTV is calculated on the lower of purchase price or market value and is based on the gross loan inclusive of rolled-up interest and fees.

The minimum loan size is typically £75,000, with smaller loans considered by referral. Applicants aged 21 to 85 are considered, with cases over 75 subject to review. Light adverse may be considered at lower LTV on strong security.

Alongside improved pricing, intermediaries continue to benefit from dedicated Relationship Managers, fast and reliable decisions, experienced underwriting and generous procuration fees. Our focus remains on clarity, consistency and speed.

The new Greenfield Bridging Product Guide (V24) is available exclusively to intermediaries and other professionals. To download the guide, please visit https://greenfieldbridging.com/intermediaries/
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Important Information: This communication is for the use of mortgage intermediaries and other professional advisers only and must not be distributed to consumers. Greenfield Bridging and Greenfield Mortgages are trading names of Greenfield Mortgages (Holdings) Ltd and associated companies. Greenfield Mortgages is authorised and regulated by the Financial Conduct Authority. All lending is subject to status, valuation and underwriting. Rates are indicative and may be subject to interest loading depending on LTV, property type, refurbishment level, credit profile and overall case complexity.