Bridging finance · Straight from the lender
Bridging loans from £75k to £3m+
Secured on property in England and Wales, for up to twenty-four months. Tell us what you need and our lending team will call you back the same working day — no call centre, and a straight answer either way.
Get your bridging quote
A few details now, and we call you back the same working day to talk it through.
- Up to 80% loan to value
- No monthly payments
- No early repayment charges
- Terms of 1 to 24 months
Since 2009
lending from our own funds
FCA authorised
Firm reference number 603625
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
- Within the hour
- decisions, normally
- From 7 days
- when everything runs to time
- £75k – £3m+
- loan sizes considered
- 80%
- maximum loan to value
How it works
From enquiry to funds in the account
Bridging is usually needed against a deadline. Here is what happens once you send your details.
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Today
Tell us what you need
How much, what it is for and for how long, and the best way to reach you. That is all it takes to get started.
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Same working day
We call you to talk it through
Someone from our lending team rings you back to go through your plans, answer your questions and tell you plainly whether it is a case for us.
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From 7 days
Decision, valuation, completion
Decisions normally come within the hour once we have the details. Then it is the valuation and the legals — funds can be released in as little as seven days when everything runs to time.
What we lend on
If the timetable is tight, this is the phone call
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Auction purchase
Twenty-eight days to complete, and speed is the whole problem. We work to the auction deadline and step aside once the bank’s mortgage is ready.
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Chain break
You have found the next house before yours has sold. We fund the purchase and are repaid when your sale completes.
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Refurbishment
One advance against the property rather than stage payments, so the schedule is yours to run, and the exit is a sale or a refinance once the value has moved.
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Development exit
The work is done but the development loan is still running at a high rate. We replace the funding while the units sell.
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Unmortgageable property
No kitchen, no bathroom, no high-street offer. We lend on the property as it stands, until the improvements are made.
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Raising funds quickly
Where the timetable is measured in days rather than months, funds released against property, on a first or second charge.
Every case is underwritten on its own merits, on first or second charge against property in England and Wales.
Why borrowers and brokers choose us
We are the lender, not the middleman
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Our own funds, our own decision
We have lent from our own funds since 2009. There is no committee somewhere else — your case is decided by the person who underwrites it.
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Cases other lenders turn away
Short leases, properties with no kitchen or bathroom, chains that have stalled, light adverse credit. Every case is underwritten on its own merits.
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No early repayment charges
Redeem the loan as soon as your exit arrives. A minimum of one month’s interest applies, and beyond that you pay for the time you have used.
Borrowers and brokers, in their own words
Greenfield Bridging were easy to use, simple processing, underwriters and case managers always came back to me as soon as possible. Very competitive rates and fees. I would highly recommend them to ALL brokers
A quick and commercial assessment of the transaction and we were soon into instructing valuers. The legal process was quicker than expected and no hidden fees!
My first time applying for a bridging loan and I was very nervous. Everyone at the company put me at ease, in particular Mr Andrew. Worked very fast and effectively met deadlines.
Taken from our Google listing on 3 September 2026: 54 reviews, rated 4.9 out of 5, of which 52 are five star. Wording as published, trimmed to fit the card.
Before you enquire
The questions we are asked most
Decisions normally come within the hour, and funds can be released in as little as seven days. That is the quickest we have done rather than the usual timetable — it needs the valuation and the legals to run like clockwork.
We consider loans from £75,000 to £3m and above, up to 80% loan to value, worked out on the lower of the market value or the purchase price. Those are not terms available on every case — the loan you are offered depends on the security, the exit and the paperwork available.
Every case is priced on its own merits — the property, the loan to value, the term and the exit. There is no exit fee on most of our products, and where one does apply it is set out in the terms you are given, so you know before you commit. There are no early repayment charges beyond a minimum of one month’s interest.
No. The loan is repaid in a single payment when it is redeemed, so it does not sit against your monthly cashflow or compete with your project for cash.
Often, yes. No kitchen, no bathroom or a short remaining lease are the kinds of cases bridging exists for. We lend against the property as it stands, and the exit is a sale or a refinance once the work is done.
Yes — most of our business arrives through professional introducers. You get a dedicated relationship manager, a decision from the person who will underwrite the case, and procuration fees paid on completion. Send us your client’s details here, or see the intermediaries page for terms and the product guide.
Up against a deadline? Let us talk it through.
Send your details and our lending team will call you back the same working day. It costs nothing to find out where you stand.